To qualify for Social Security disability benefits, you must have a medical condition severe enough to qualify under SSA guidelines. The most direct way to meet these guidelines is if you meet or equal in severity the impairments set fort in a specific SSA listing. Under SSA there is both Social Security Disability Insurance and Supplemental Security Income.
Social Security Disability Insurance (SSDI) benefits are available to workers who are insured under SSDI. To be considered “insured” for purposes of receiving these benefits, you must have earned enough credits during your working.
Supplemental Security Income (SSI) is a program that pays benefits based upon financial need where you do not have an insured status under SSDI. You must meet the same medical criteria under SSDI and, in addition, meet a financial hardship test.